SIPA Ecosystem
Instant Payments, Without Limits
An Instant Automatic Payment System that transforms the way businesses, governments, and users manage their transactions.
The new era of real-time mass payments
SIPA is a centralized solution that allows you to make and manage mass payments via SPEI in an agile and reliable manner. Its scalable, secure, and multi-platform compatible design makes it the ideal option for organizations that require immediate liquidity and cash flow optimization.

Immediate Transactions
Payments and collections processed in real time, without banking delays.
Flexible Integration
APIs for connection with ERPs, CRMs, and financial platforms.
Advanced Security
End-to-end encryption, multi-factor authentication, and real-time fraud detection.
Control and Traceability
Complete monitoring with online reports and automatic reconciliation.
Full Automation
Schedule recurring and mass payments without manual intervention.
24/7 Availability
Operations without time restrictions, every day of the year.
Key Benefits
- Immediate liquidity by eliminating clearing times.
- Lower operating costs compared to traditional methods such as credit cards.
- Higher sales conversion thanks to a fast and reliable method.
- Financial inclusion, enabling payments for users without a card or bank account.
- Regulatory compliance with Banxico regulations and international standards.
- Guaranteed scalability, adapting to high transaction volumes without losing speed or security.
Use Cases


Businesses and corporations
Payroll, supplier payments, and refunds.


Government
Tax collection, fines, and public services.


Fintechs
Integration of SPEI into platforms and digital wallets.


E-commerce and marketplaces
Secure cardless payment method.
The payment revolution is here!
With SIPA, your organization can pay and collect payments without limits: faster, more secure, and more efficient.